- WHAT DO I DO ONCE I FOUND MY DREAM HOME?
Once you have
decided to purchase a home from Southern Homes, you are required to put down a
good faith deposit ranging from $1000 - $5000.
This deposit is credited back to you at closing. Your Southern Homes
sales associate will then guide you through the buying process, which includes
selecting options for your new home and securing a loan.
- WHAT DOES A HOME INSPECTOR DO?
An
inspector checks the safety of your potential new home. Home Inspectors focus
especially on the structure, construction, and mechanical systems of the
house. The Inspector does not evaluate
whether or not you're getting good value for your money. Generally, an
inspector checks the electrical system, plumbing and waste disposal, the water
heater, insulation and Ventilation, the HVAC system, water source and quality,
the potential presence of pests, the foundation, doors, windows, ceilings,
walls, floors, and roof. Each home
built by Southern Homes is required to pass a number of inspections during
specific phases of construction and then upon completion of your home. These inspections are conducted by outside
agencies, such as the city, county, or parish.
In light of this extensive inspection process, typically buyers do not
hire their own home inspector for new construction. This is more common when buying an older home. However, you are welcome to hire your own
home inspector if you so choose.
- CAN I VISIT MY HOME WHILE IT IS UNDER CONSTRUCTION?
Yes, but remember
that construction sites are dangerous.
Because we do not want you to get hurt, we ask that you only visit your
home while accompanied by a Southern Homes employee and that you where
appropriate safety gear, such as a hard hat and safety goggles. In addition to visits that you schedule, as
part of the construction process, we require two meetings prior to the sale of
your new home. This allows us to introduce you to certain aspects of your new
home, and it provides you an opportunity to ask any questions you might have. The first meeting or “walk-through” takes
place once the frame is complete and the roof has been installed, prior to any
insulation or sheetrock. The second
walk takes place at the completion of your home. Your agent will provide you with more information about what you
can expect during these walks.
- DO I REALLY NEED HOMEOWNER'S INSURANCE?
Yes.
A paid homeowner's insurance policy (or a paid receipt for one) is required at
closing, so arrangements will have to be made prior to that day. Plus, involving
the insurance agent early in the home buying process can save you money.
Insurance agents are a great resource for information on home safety and they
can give tips on how to keep insurance premiums low.
- DO I NEED FLOOD INSURANCE?
Your
Southern Homes sales associate or lender can help you answer this question. If
you live in a flood plain, the lender will require that you have flood
insurance before lending any money to you. But if you live near a flood plain,
you may choose whether or not to get flood insurance coverage for your home.
Work with an insurance agent to construct a policy that fits your needs.
- WHAT STEPS COULD I TAKE TO LOWER MY HOMEOWNER'S INSURANCE COSTS?
Be sure to shop around among several insurance companies.
Also, consider the cost of insurance when you look at homes. Newer homes and
homes constructed with materials like brick tend to have lower premiums. Choose a home with a fire hydrant or a fire
department nearby. Other ways to lower insurance costs include insuring your home
and car(s) with the same company, increasing home security, and seeking group
coverage through alumni or business associations. Insurance costs are always
lowered by raising your deductibles, but this exposes you to a higher
out-of-pocket cost if you have to file a claim.
- DOES MY NEW HOME COME WITH A WARRANTY?
Yes. Southern Homes is proud to be a 2-10 Diamond
Builder, which means we offer the best in home warranty services provided by
2-10 Home Buyer’s Warranty. This allows
us to warranty the systems in your home for 2 years and the structures for 10
years. For more information you can
visit the 2-10 website. Once you decide to purchase a home, we will
provide you with a homeowner's manual, which outlines the specifics of our
warranty policy. Your sales agent will
also be able to answer questions about the warranty for your new home.
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